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NAVIGATING YOUR COVERAGE

Health Insurance

Finding the Right Plan for
Your Health Needs

If you’re under 65 and in need of individual health insurance, choosing the right plan can feel complicated. From marketplace options to understanding eligibility for subsidies, Capstone Insurance Services is here to simplify the process. We provide expert guidance, helping you compare plans, understand costs, and select coverage that fits your medical needs and budget.

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Comprehensive Guidance For Individuals

Whether you're self-employed, between jobs, or simply need to purchase health insurance on your own, we ensure you have the support needed to make the right decision. Capstone Insurance Services helps you navigate the complexities of health insurance, including ACA (Affordable Care Act) marketplace plans, private insurance, and more.

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Navigating the ACA Marketplace

The ACA (Obamacare) marketplace offers a variety of plans, but understanding which plan is best for you can be challenging. We help you assess your eligibility for subsidies, compare marketplace plans, and choose a policy that provides the coverage you need at a price you can afford.

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Private Health Insurance Plans

If you don’t qualify for ACA subsidies or prefer not to purchase through the marketplace, private health insurance may be the right option. We’ll help you explore these plans, guiding you through benefits, costs, and network choices so you can find the right coverage.

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Long-Term and Short-Term Insurance Options

Whether you need coverage for the long-term or a temporary plan to bridge the gap between jobs, we can help you identify the best short-term or long-term health insurance solutions. We’ll ensure you’re covered when you need it most.

here to help

Let’s Talk About Your Health Insurance Options

Choosing the right health insurance plan can be stressful, but it doesn’t have to be. Contact Capstone Insurance Services to schedule a consultation, and we’ll help you find a plan that provides the protection you need without the hassle.

  • How do I know if I qualify for ACA subsidies?

    Eligibility for ACA subsidies depends on your income and household size. We’ll walk you through the requirements and help you determine whether you qualify for financial assistance.

  • What’s the difference between marketplace plans and private insurance?

    Marketplace plans are offered through the ACA exchange and may be eligible for subsidies, while private insurance is purchased directly from an insurance company without government assistance. We’ll help you compare both options.

  • Can I get health insurance if I have a pre-existing condition?

    Yes, under the ACA, you cannot be denied coverage for pre-existing conditions. We’ll help you explore your options to ensure you get the right coverage for your needs.

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