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NAVIGATING YOUR COVERAGE

Supplemental Coverage

Filling the Gaps in Your
Health Insurance

Even with a good health insurance plan, unexpected costs can arise from hospital stays, treatments, or serious illnesses. That’s where supplemental coverage comes in. At Capstone Insurance Services, we offer guidance on choosing the right supplemental plan to cover expenses like copays, deductibles, and even lump sum payments for critical illnesses like cancer.

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Comprehensive support for supplemental coverage

Supplemental insurance acts as a safety net, bridging the financial gaps left by your primary insurance. From helping with hospitalization expenses to covering deductibles and other out-of-pocket costs, Capstone Insurance Services will help you find the right plan for added financial protection when you need it most.

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Hospitalization and out-of-pocket costs

Even with insurance, hospital stays and treatments can come with significant out-of-pocket costs. Supplemental insurance helps cover these additional expenses, including copays, deductibles, and more, offering financial peace of mind.

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Critical illness insurance

If you are diagnosed with a serious condition like cancer or heart disease, supplemental critical illness insurance can provide a lump sum payment to help cover medical bills, lost income, or any other expenses that arise during your treatment.

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Accident
coverage

Accidents can happen at any time. Supplemental accident insurance ensures that unexpected medical costs from injuries—like emergency room visits or hospital stays—are covered, so you don’t have to worry about the financial impact of the unexpected.

here to help

Let’s Talk About Your Medicare Plan

Choosing the right supplemental insurance plan can be stressful, but it doesn’t have to be. Contact Capstone Insurance Services to schedule a consultation, and we’ll help you find a plan that provides the protection you need without the hassle.

  • What is supplemental insurance, and do I need it?

    Supplemental insurance helps cover costs that your primary health insurance doesn’t, like deductibles, copays, and certain critical illnesses. It’s a good option if you want extra financial protection.

  • How does critical illness insurance work?

    If you’re diagnosed with a covered illness, critical illness insurance provides a lump sum payout that you can use for medical costs, living expenses, or anything else you need during recovery.

  • Can supplemental insurance cover accidents?

    Yes, supplemental accident insurance helps cover costs associated with unexpected injuries, including emergency treatment and hospital stays.

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